If the hospital has an arrangement with Blue Cross, the hospital is suppose to accept what they are paid. The bill can be outrageous but still if the insurance company has a signed agreement with them, they HAVE to accept it.
Now that does not mean the hospital will not try to get it from you; they are unscrupulous, to say the least. And they might go so far as to send it to collection because we all know how scary they can be. The point it whether wrong or not, they do it because there is a percentage that will not want credit rating to be hurt and pay it. Or worse yet elderly are known to pay bills just because they want no one thinking they cannot pay their bills. I had a mother-in-law that would pay anything sent her. We had to put a stop to it
What you need to do is simply call up Blue Cross tell them the exact dates so they can pull it up. Ask them if there was anything billed to you. It may have been part of deductible that is it or a copay if you have one.
If you have your original notice Blue Cross sent you, they always send you notice of payment to the hospital, it will show how much was charged, what was allowed [that's the agreed upon amount with the hospital] and if there is something you owe it will be in the next column. If it says you owe nothing - you owe nothing. If that is the case, tell the insurance company what they are doing, they have a binding agreement with the hospital and let Blue Cross attorneys handle it.
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