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Old 10-04-2011, 10:58 AM
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Default Why Insurance and Health Care is SO EXPENSIVE!

This info was sent to me by our dearly departed Rozes. Dont recall if it was ever posted but thought it was worth looking at again as a reminder of what we are up against.... GREED.



https://www.youtube.com/watch?v=



https://www.youtube.com/watch?v=

https://www.youtube.com/watch?v=[YOUTUBE]

Notes:
Steven Hemsley CEO United Health Care - salary 3.2 million dollars

One in every 700 dollars paid into United Health Care went into his pocket. That’s $102,000 per hour!

CEO of United HealthCare rakes in Millions while denying you the services you need.

United Health Care was fined 40 million this summer for defrauding those they provide insurance for. ( in 2007?)
These CEO’s from insurance companies and pharmaceutical companies are promoting havoc at town hall meetings. (this was written up during the Obama election campaign)
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Old 10-10-2011, 04:43 PM
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Greed what greed I�m sure that Hemlesy is out there every day just working his fingers to the bone to provide the every best health coverage money can buy and you begrudge him his salary of a mere $102,000 per hour. I bet the average person has no idea of what is like to have to try and survive on only $102,000 per hour.
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Old 10-11-2011, 07:38 AM
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What does someone do with $102,000 an hour, seriously? Buy two yachts a day and then buy a marina to put them in? Buy 6 airplanes a year and buy a hanger to put them in? Have 10 houses and hire 40 people for their upkeep? Have an out of control stock portfolio with money and investments everywhere? Have managers to manage my managers and worry which ones aren't doing their job right? You're right, I couldn't survive on $102,000 an hour, I'd go nuts trying to deal with all my stuff and the stuff that goes along with having so much stuff.
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Old 10-14-2011, 09:19 AM
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Greed is extremely general. You need to know what the actual cause is. Who is greedy? Healthcare companies? Politicians who help to write pass the bills that are friends with people in the healthcare companies? Hospital CEOs? Insurance CEOs? The average person? The truth is, we are all greedy. We all want. We all want more and that is perfectly fine. We all want as much as we can get for ourselves and family. And that is perfectly fine. We all want to create as much wealth for ourselves as we possibly can, so we can do whatever we please with that wealth. That is perfectly fine.

What is not fine is trespassing against someone else's life, liberty or property to get that wealth.

We all need to wake up to this one simple fact:
Only government can trespass against our life, liberty and property (publicly and out in the open). Only government can take these things away from us using force (publicly and out in the open). So, save yourself some time and look at the ways government has done this.

It is government that has distorted the healthcare market. It is government that allows corporations to have advantages that small businesses do not have. It is government that has forced this healthcare system upon us. If you stop and think about it, that is the only option that makes any sense. Only government could force people to pay for "managed" healthcare. No corporation could every force people to buy their product. So, instead, they use government to force people to buy their product. This is fascism. When governments and corporations work together to take advantage of the people.

Take that knife and move it away from these big insurance companies, and put the knife where it belongs. Right at the heart of government. Our government forced HMO's on everybody when they passed the HMO act in the 70's. What was the result? Tons of people were suddenly buying products they didn't necessarily want. Tons of money went into the health industry. Money that the free market would never have put into that industry. With all that money came more government regulation of this huge industry. Since everyone had to buy health insurance, they started using it for their regular doctor visits. Along with that, you have government using more resources and putting it into medicaid and medicare, which got even more people into using HMO style healthcare. All this usage drives the price up and up and up. Was the free market to blame? Of course not, it would have never put all those resources into HMO style healthcare.

Are the insurance companies and healthcare companies benefiting? Of course. And I'm sure, many lobbied and helped and still help come up with all the regulations that are passed and forced upon us. Do alot of these regulations help to keep their competitors at a disadvantage, I'm sure they do.

Is the answer to get rid of the insurance companies and healthcare companies? No. New companies will come in to take advantage of the people using the help of the government, or, the government will simply takeover the industry altogether and nationalize it.

the solution is to get rid of the government that allowed this to happen. If you don't have the backbone to to that, you have to at least get rid of the regulations and repeal all these acts that ruined healthcare, like the HMO act.
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Old 10-14-2011, 02:57 PM
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Quote:
Originally Posted by limitme View Post
The average person? The truth is, we are all greedy. We all want. We all want more and that is perfectly fine. We all want as much as we can get for ourselves and family. And that is perfectly fine. We all want to create as much wealth for ourselves as we possibly can, so we can do whatever we please with that wealth. That is perfectly fine.

What is not fine is trespassing against someone else's life, liberty or property to get that wealth.

.
Although I agree that government has made much of the problem I still see greed as a factor. How can someone possibly take in 102,000 an hour while at the same time knowing that people are dying and being denied healthcare. This is a very dark dark consciousness. It is the ultimate in greed and I certainly could not do it and live with myself. They have used the government to take the people for a ride. Just because the government set up the rules where it is possible to do this does not make it ethical and moral. Corporations by and large back unethical and immoral acts time and time again, and I can only assume that the people who run them are unethical and immoral. Just because the devil says you can sin does not mean that you should and that you must.
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Old 10-14-2011, 06:22 PM
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Quote:
Originally Posted by Arrowwind09 View Post
Although I agree that government has made much of the problem I still see greed as a factor. How can someone possibly take in 102,000 an hour while at the same time knowing that people are dying and being denied healthcare. This is a very dark dark consciousness. It is the ultimate in greed and I certainly could not do it and live with myself. They have used the government to take the people for a ride. Just because the government set up the rules where it is possible to do this does not make it ethical and moral. Corporations by and large back unethical and immoral acts time and time again, and I can only assume that the people who run them are unethical and immoral. Just because the devil says you can sin does not mean that you should and that you must.
that is true. I'm sure there are plenty of people on the top going way overboard.
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Old 10-15-2011, 07:13 AM
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I'm so disgusted with health insurance and the doctors who abuse it. I can't wait until I'm old enough for medicare in 2 years.

I went to an Ear Nose Throat doc early this year to try to figure out what is going on with my sinuses. My last visit with her was simple. She sprayed lidocaine up my nose to dilate it. Then looked up there with an instrument and declared it clear of fungus. Yes. Laughable. She charged the insurance $280 for that one last visit and recorded it as "surgery". Of course, I had to pay it, because I have $5000 deductible. So she did not screw the insurance company - only me.
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Old 10-16-2011, 07:15 PM
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Quote:
Originally Posted by Arrowwind09 View Post
Although I agree that government has made much of the problem I still see greed as a factor. How can someone possibly take in 102,000 an hour while at the same time knowing that people are dying and being denied healthcare. This is a very dark dark consciousness. It is the ultimate in greed and I certainly could not do it and live with myself. They have used the government to take the people for a ride. Just because the government set up the rules where it is possible to do this does not make it ethical and moral. Corporations by and large back unethical and immoral acts time and time again, and I can only assume that the people who run them are unethical and immoral. Just because the devil says you can sin does not mean that you should and that you must.
i guess my point was, there would not be anyone making that kind of money without government intervention in the first place.
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Old 10-16-2011, 10:13 PM
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Default Denied healthcare?

This surprises me as some of the healthiest people I know are not on health care. They do what it takes to stay healthy (those I know) and when they truely need wellness, like dental, when their income is too low, they get hugh brakes or family help.

In fact from Christians to the elderly, if the insurance doesn't cover it - they don't buy it. How have we come this far to think others are responsible for our decisions?

Talk about greed, those companies would not have that kind of money rolling in if everyone was not operating in fear. Having insurance with the highest deductible has made people work to study and stay well.

If we help anyone with anything, it should be helping people who really do not money for food get off the meds so they can spend their tiny incomes on healthy items. Pick out some and put a sack of healthy items on their porches when no one is looking or give to a local church who supplies these items. What we do for others comes back to us as a promise.
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Old 10-17-2011, 09:55 AM
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From Christians to the elderly?

What the heck does that mean?

I am neither christian nor elderly and I pay out of pocket and expect no one to cover my ass. There are millions just like me.
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Old 10-17-2011, 03:00 PM
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Quote:
Originally Posted by Arrowwind09 View Post
From Christians to the elderly?

What the heck does that mean?

I am neither christian nor elderly and I pay out of pocket and expect no one to cover my ass. There are millions just like me.
These are some of my circle of friends so that is why I said that.

It has surprised me that Christian friends say their insurance does not pay for alternative and the medication is paid for so they - even knowing it will one day cause problems, they continue down that road instead of wellness.

I just about fell off my chair when one said "What will I do if I get well and get off SSI" This is not a close friend but have been totally surprised.

Paul Harvey once said our town has the highest cancer rate per capita of any other town in the nation. So we have a lot of sick people.

And Arrowwind09 I do not care if someone is making 102,000 an hour or a million unless they are cheating someone. Or the government is working with big business that gives them money for elections trying to pass laws to stop completion - like they are doing to the small farmer. In fact, if you were to come up with a discovery that made you rich - I would not be jealous like those wall street goofs - I would hope you knew how to spend it and use it for good.

Another thing, no one is forcing you to buy insurance yet. From what I've read, you would not want to go to a doctor or hospital anyway, except for accidents. Am I right?
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Old 10-17-2011, 06:31 PM
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Originally Posted by grandmaflorist View Post
These are some of my circle of friends so that is why I said that.

It has surprised me that Christian friends say their insurance does not pay for alternative and the medication is paid for so they - even knowing it will one day cause problems, they continue down that road instead of wellness.

I just about fell off my chair when one said "What will I do if I get well and get off SSI" This is not a close friend but have been totally surprised.

Paul Harvey once said our town has the highest cancer rate per capita of any other town in the nation. So we have a lot of sick people.

And Arrowwind09 I do not care if someone is making 102,000 an hour or a million unless they are cheating someone. Or the government is working with big business that gives them money for elections trying to pass laws to stop completion - like they are doing to the small farmer. In fact, if you were to come up with a discovery that made you rich - I would not be jealous like those wall street goofs - I would hope you knew how to spend it and use it for good.

Another thing, no one is forcing you to buy insurance yet. From what I've read, you would not want to go to a doctor or hospital anyway, except for accidents. Am I right?
Technically, that is not correct, the HMO act forces certain businesses that meet the criteria to provide "managed healthcare" to their employees. Of course, "managed healthcare" as defined by politicians and insurance company lobbyist. They are forcing us to buy their product. HMOs have been forced on us by the government, which in turn shot up the cost of healthcare to crazy levels.
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Old 08-11-2012, 05:51 AM
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Quote:
Originally Posted by limitme View Post
i guess my point was, there would not be anyone making that kind of money without government intervention in the first place.
True. Employer provided healthcare was a result of wage fixing by the gov. during WWII to try and grease the skids for the imperial war machine. Once everyone was using OPM for the doctor visits, guess what happened to pricing?
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Old 08-12-2012, 06:51 AM
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Quote:
Originally Posted by limitme View Post
Greed is extremely general. You need to know what the actual cause is. Who is greedy? Healthcare companies? Politicians who help to write pass the bills that are friends with people in the healthcare companies? Hospital CEOs? Insurance CEOs? The average person? The truth is, we are all greedy. We all want. We all want more and that is perfectly fine. We all want as much as we can get for ourselves and family. And that is perfectly fine. We all want to create as much wealth for ourselves as we possibly can, so we can do whatever we please with that wealth. That is perfectly fine.

What is not fine is trespassing against someone else's life, liberty or property to get that wealth.

We all need to wake up to this one simple fact:
Only government can trespass against our life, liberty and property (publicly and out in the open). Only government can take these things away from us using force (publicly and out in the open). So, save yourself some time and look at the ways government has done this.

It is government that has distorted the healthcare market. It is government that allows corporations to have advantages that small businesses do not have. It is government that has forced this healthcare system upon us. If you stop and think about it, that is the only option that makes any sense. Only government could force people to pay for "managed" healthcare. No corporation could every force people to buy their product. So, instead, they use government to force people to buy their product. This is fascism. When governments and corporations work together to take advantage of the people.

Take that knife and move it away from these big insurance companies, and put the knife where it belongs. Right at the heart of government. Our government forced HMO's on everybody when they passed the HMO act in the 70's. What was the result? Tons of people were suddenly buying products they didn't necessarily want. Tons of money went into the health industry. Money that the free market would never have put into that industry. With all that money came more government regulation of this huge industry. Since everyone had to buy health insurance, they started using it for their regular doctor visits. Along with that, you have government using more resources and putting it into medicaid and medicare, which got even more people into using HMO style healthcare. All this usage drives the price up and up and up. Was the free market to blame? Of course not, it would have never put all those resources into HMO style healthcare.

Are the insurance companies and healthcare companies benefiting? Of course. And I'm sure, many lobbied and helped and still help come up with all the regulations that are passed and forced upon us. Do alot of these regulations help to keep their competitors at a disadvantage, I'm sure they do.

Is the answer to get rid of the insurance companies and healthcare companies? No. New companies will come in to take advantage of the people using the help of the government, or, the government will simply takeover the industry altogether and nationalize it.

the solution is to get rid of the government that allowed this to happen. If you don't have the backbone to to that, you have to at least get rid of the regulations and repeal all these acts that ruined healthcare, like the HMO act.

Very nicely written!

I don't know exactly how Medicare works yet, but what about something like single payer Medicare across the board?
We could save billions & billions yearly by eliminating megacorp insurance vendors, but *sigh* our governmental officials would lose all that bribe money....
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Old 09-18-2012, 10:30 AM
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I am greatly interested in how Japan manages their healthcare system. While I do not pretend to know all the facts, from what I do understand, their prices are controlled by a government or independant body. A committee will routinely review the prices set for procedures and document everything. Comparison: An MRI there may cost $120, but an MRI in the states can cost you $10k.

No system is ever perfect. Their doctors aren't rolling around in BMWs..... but, I think the profession is also looked at differently. A healer, that holds respect in the community... not someone who prescribes you dozens of pills.
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